Our Services

At Abrahamsen Financial Group, we provide strategic planning services, insurance planning, tax minimization strategies and wealth management solutions tailored to helping you realize your financial vision. We collaborate and educate you about the advantages and disadvantages of various products and strategies, so you make smart money decisions. Our unique 3-D Planning Process allows us to understand your objectives to create a comprehensive strategy, so your plan works under all circumstances. Every plan is uniquely different.

AFG Tip : It is important to work the tax system. Legally.

AFG Tip : Combining actuarial science with managed money is the cornerstone to financial success.

AFG Tip : Pre-tax, post-tax and liquidity need to be coordinated.

Asset Protection

In volatile times, principal protection is arguably the most important consideration you can make.

In a time where the stock market seems to be exceptionally volatile because of world events, politics, and its ordinary market fluctuations, principal protection is arguably the most important service any financial professional can offer you. It is important for you to fully understand the power of “Zero” to protect your wealth. We examine your portfolio carefully, educating you about various options and offer you solutions to potentially lower your risk.

At Abrahamsen Financial Group we offer customized wealth management solutions based on your unique situation. We create plans and portfolios that protect, preserve, and grow your wealth.

Tax Planning

Being tax efficient today can have a tremendous impact on the rest of your life.

Recognizing that no one wants to pay a cent more in taxes than is necessary, we analyze how certain financial products may minimize your tax burden. Certain strategies offer “tax deferral”, while other products offer you the opportunity to create “tax-free” distributions when structured properly. Being tax efficient is important and most people do not realize they can do things today that will have a tremendous impact on their lives.

We work with you and your network of tax, legal, and other advisors to make sure your finances are integrated and coordinated. We do not replace relationships; we enhance relationships to gain a big-picture perspective.

We act as your “Macro-Advisor” working side by side with you to uncover you and your family’s full potential. In creating your plan, we consider traditional planning solutions as well as a variety of strategies to help optimize your wealth through efficiency-based planning. We help you discover any inefficiencies to build and protect your wealth.

Income Planning

Retirees, regardless of net worth, need to build an effective plan that accounts for their lifestyle.

Retirees, regardless of net worth, need to build an effective plan that accounts for their lifestyle and future wishes. Preparing for unexpected life events, having control and flexibility over your money are important considerations. There are different choices to ensure your retirement income suits your situation. Maybe you want a safe steady stream of lifetime retirement income or maybe you are looking for growth and income. Sometimes tax efficiency is the priority, and you have a specific “net” after tax retirement income goal. Incorporating pre-tax and post-tax strategies into your current plan can help you manage tax risk during retirement.

Rates of return, safe withdrawal rates and “sequence of return risk” are all different from each other. Income planning is transitioning from people at work to money at work. At AFG we can help you understand the differences, maximize your retirement income and reduce unnecessary risks so you can enjoy a stress-free retirement.

Medicare & Social Security Optimization

The method by which you claim your Social Security income benefit is hugely important.

With over 2,728 rules, more than 567 different ways to claim Social Security, and possibly hundreds of thousands of dollars over the course of your lifetime at stake, the method in which you claim your Social Security income benefit is an important decision you will make within your retirement income planning. Social Security Administration employees are prohibited from advising you on the best ways to maximize your benefit, so speaking with a qualified financial professional about this decision is extremely important.

Both Social Security and Medicare play an essential role in most people’s lives as they move into retirement. Both provide benefits, but there are pitfalls that many people are unaware of that need to be taken into consideration when planning for retirement. Medicare is not free. This cost reduces your Social Security income that you were anticipating and its related purchasing power. Whether you are using this income benefit to supplement your retirement or using your social security income to pass on wealth tax-free to your family, making the right decision is essential.

We can provide you with a custom strategy report so you can make an educated decision to optimize your benefits.

Strategic Planning

We believe that the story behind your assets is just as important as their worth.

We believe that the story behind your assets is just as important as their value, and so as we sit down and listen to your situation, we gain big-picture perspective. This big picture provides the foundation from which we build your financial plan and portfolio.

In building your plan, we consider traditional planning solutions as well as inefficiencies that are often overlooked opportunities that can turbo-charge your plan. We implement a variety of strategies to help optimize your wealth through efficiency-based planning to uncover your full potential.

An ongoing collaboration, we work with you and your network of tax, legal, and other advisors to make sure your finances are integrated and coordinated. We offer ongoing knowledge and support to help you make informed decisions and stay the course.

Wealth Accumulation

Based on your unique situation, we create plans that protect, preserve and grow your wealth.

People at work vs. money at work. Keeping what you earn is essential. We serve as an educator, to help you understand the complexities of wealth accumulation and wealth protection. Depending upon your age, it may be appropriate to have a certain portion of your assets at risk. Not every person is the same, so each financial product recommended will be based on your risk tolerance, age, business liquidity requirements and goals. Pre-tax and post-tax strategies are all considered when creating a plan. We look to build long term relationships based on trust, integrity, and ethical service. Abrahamsen Financial Group offers customized wealth solutions based on your unique situation.

Optimizing wealth. Realizing potential.

“Everyone’s life is unique. We listen and learn so we understand your story. With this perspective, we can formulate a plan
that makes sense for today and for your future.”
– Harry Abrahamsen, CEO